If you are a builder, you have to get ready for the new standards that your buyers will be expected to meet next January. Here is a link to the final rules (Regulation Z). Please take a few hours and read through it. Good thing the pages are numbered or you would need bread crumbs to find your way home. Enjoy all 800 pages.
Here is the link to the Ability-to-Repay and Qualified Mortgage Standards under the Truth in Lending Act
